Tuesday, September 16, 2014

Unique In The World of Insurance Claims

Maybe for some people, insurance synonymous with life insurance, health, accident etc.Well, still on the unique, this time I will try to convey the uniqueness in the world of insurance.

Here are some unique claims that occur in the world of insurance :

1. Moldy
Whoever the person would want to have a dream house that is clean and well maintained. But what happens if your house there is a lot of mold or mildew on the wall of the house, and then cause disease in your family  But this time you do not have to worry anymore of it, there is an insurance policy that protects you and your family ready, of course, related to mold or mildew in your home. You can file a claim, if it causes harm to you.

2. Terrorism
At present, the world is enlivened by the issue of a terrorist attack. For those of you who may feel worried about the terrorist attacks happen to you or your property, do not worry, you simply buy this kind of insurance policy. Although there are insurers who settle claims on a case-by-case basis, but you can also file a claim related to terrorism.

3. Accidents Due To Own Property
Anyone would not be able to guess what will happen to befall a person. Insurance claims accidents caused by another person, it is common. But what if the disaster is due to your own negligence  Nowadays you do not have to worry anymore, there is an insurance policy that covers you are ready at any time if there are calamities that befall you just because you slipped on the stairs of your home

4. Bite
According to Bill Wilson of the Independent Insurance Agents & Brokers of America, estimated claims incurred due to dog bites perched in the amount of 1.33 from all liability claims. Most insurance companies will handle the medical bills because someone is bitten by a dog, cat, snake.

5. Fall of a Foreign Object
As the incidence plane is shot down some time ago, what if an airplane debris to fall on your house  Or suddenly there is one meteor that fell from the sky and destroy your home  Surely we would feel sad. Well, for those of you who worried the incident would happen to you, buy one of these types of insurance policies, because the claim that would be prepared to bear you ask if one of the events that happen to your property. But before you make a claim, you better not renovate your total property damage, before the insurance company to assess the extent of the damage that happened to your property.

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