When going to buy an insurance policy, of course, we want to get the best protection on the guarantee or calamity that might befall us later. But what happens when a calamity befalls us, while we file claims rejected by insurers. Not a bit of insurance customers who experienced the events above.
Therefore, here are some tips that we introduce later claim not denied by insurers:
1. At the time of the prospective insurance customers want to fill out an insurance application form, should fill the data honestly, must not fill. Because no matter how small the data that we provide, a big influence on our future claims submission.
2. At the time of the prospective insurance customers want to fill out the registration form, each sentence should be contained in the application form read carefully and understood exactly the point. If there are less obvious intent of the sentence, clearly ask the agent / insurer, so that prospective customers understand correctly and not feel disadvantaged if the later claim is not paid.
3. At the time of the prospective customers want to purchase a policy, it should be understood very well what are the requirements needed when filing a claim, such as how long a time limit / expiration of the current catastrophe claims occur. Because the insurance policy has a time limit / expiration, so that when the claim is made but the prevailing policy has been exhausted, the insured is no longer covered by insurance. These factors will determine whether our claim will be denied or paid.
4. When prospective insurance customers insurance policy offered by the agent / insurer, should be asked very clearly before moving to the next stage. Because usually, people will always try to convince offered with sweet words, so that people who want to buy what is offered is offered. So prospective insurance customers will be satisfied and not feel disadvantaged if later what he received not in accordance with what has been submitted by the agent / insurer.
Hopefully with the tips above, it will be no insurance policy owners who rejected his claim submission. May be useful.
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