According to Develop a research, people today can expect to live until the age of 120 years, maybe even around 3000 people worldwide every year to celebrate the birthday-100, but not everyone who can live that long.
Surely there are of us may die early due to accidents at work, road accident or because they hurt. The problem is, the risk of death is not only the psychological impact of losing a loved one, but furthermore the risk of death can also result in financial loss, if the death occurs in the breadwinner. For most families in general, if the death occurs in the breadwinner, then certainly the family left behind will experience financial difficulties, due to the cessation of the source of family income.
For those of you who want to avoid or reduce the financial burden of an unpleasant situation, then the proper solution is to anticipate the risk of financial loss by purchasing life insurance. Thus the insurance will pay some compensation money when the insured person dies.
Anticipating financial loss by purchasing life insurance is important for every person who has dependents, especially for those who are married, especially if the spouse does not have income and added again if the couple already has a child. Because by having life insurance, we are including the family's financial plan for the future. In the sense that we can ensure families who depend on us will not experience financial difficulties after the death of our future.
However, buying life insurance is not as easy as we imagine as it should. There are so many life insurance products are offered, but unfortunately some of them, could or could not even provide the maximum benefit in accordance with what we need / expect.
The death of the main breadwinner could cause serious financial problems for the left. Therefore, it is proper the breadwinner doing anticipatory measures risk by transferring the risks to be borne by the family, the risk will be borne by insurers. The risk in this case of course the financial risk. The more dependents you are, the greater the amount of insurance money that is needed.
The sooner you have a life insurance policy, it would be better for you and the family. Because the more you procrastinate to have an insurance policy, then your age will also be increased and this will certainly make you spend a sum greater.
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