In modern times, as now, there are still some people who think of insurance as a negative thing. Maybe some people are not yet fully understand what is meant by insurance are, or may be they ever have an insurance policy, but when filing a claim denied by insurers.
Well for those of you who still do not understand what it is insurance, or for those of you who want to buy an insurance policy, it's good to let the world know about insurance.
Purpose of Insurance :
- Provide a guarantee of protection from the risk of losses suffered by one party.
- Improve the efficiency, because it does not need to specifically maintain security and surveillance to provide protection that takes a lot of energy, time and cost.
- Equitable charge, which is enough only to pay a certain amount and do not need to replace / pay for their own losses incurred and the amount is not necessarily uncertain.
- The basis for the bank to extend credit because banks require collateral protection of the collateral provided by the borrower money.
- As savings, because the amount paid to the insurer will be returned in larger quantities (for life insurance).
- Cover the Loss of Earning Power shut a person or business entity when he can not function.
Hopefully after knowing and understanding the article above, you can add insight about insurance and can also change your mindset for the better of the insurance industry. May be useful.
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